Web ID: 277582 Sale Price: $242,000.00 Rooms: 5 Bedrooms: 3 Bathrooms: 1 Listing Type: Stabilized/Non-stabilized Type: Townhouse
Description Look no more this apartment is been fully rennovated floors all parkay kitchen with a marble counter top and all new appliances bathroom everything new and made with very good taste plenty of closets and facing north with a nice size balcony on Ocean Parkway The building is very well maintained and has a live in super as well as a lundry room and elevator Because of the location and the price of this apartment in that building will not last so HURRY HURRY HURRY and make your call or appointment Read More about the New York City Real Estate and Condo Sales…
NYC Real Estate Agent Information Regina Mizrahi Office: 888-426-6018 Cell: Email: sales@mlkimrealty.com or rmizrahi@mlkimrealty.com Mel Kim Realty is a Manhattan, NYC based boutique, private, international real estate brokerage procuring commercial office space, retail space and residential apartments in New York City. We are a real estate agency with class A office space, luxury condos, co-ops, lofts, townhomes, buildings and new development property for sale, lease, sublease or rent throughout New York City. Our NYC based real estate agents cover Soho, Tribeca, Chelsea, Upper East Side, Upper West Side, Midtown, Greenwich Village, East Village, West Village, Gramercy Park, Chinatown, Murray Hill, Carnegie Hill, Yorkville, Financial District, Wall Street and Battery Park City in Manhattan, as well as many neighborhoods in Brooklyn and Queens.

New York City happens to be one of the toughest places to get a decent piece of property. However, it is also a fact that investing in apartments NYC is a good idea because New York city Real Estate offers a wide spectrum of choices and opportunities. The recent rise in foreclosures has enabled people to get good properties at great deals. continue

Association urges removal of tax on reinvestment

SOURCE: http://www.calgaryherald.com/business/Income+property+sales+fuel+millions+economic+spinoffs/2036230/story.html

 

By Mario Toneguzzi, Calgary Herald Residential income property sales generate millions of dollars in economic activity in various industries as well as creating a number of jobs throughout the country.

 And a new economic study underscores the need to remove tax barriers to property reinvestment, said the Canadian Real Estate Association.

“Spinoff benefits generated by ancillary spending in (Toronto, Calgary and Vancouver) totaled $137 million per year over the 2006 to 2008 period,” said the Altus Group report prepared for the association on the economic impact of commercial multi-unit residential property transactions in the three major Canadians centers.

A total of $287,850 in extra spending was generated by the typical multi-unit residential property transaction in these three areas.

The report also said these transactions, which account for about 15 per cent of all commercial transactions, generate direct and indirect employment in the Canadian economy.

It said these transactions in the three centers generated an estimated 762 direct and indirect jobs across Canada on an average annual basis during the period between 2006 and 2008.

The average multi-unit residential property transaction produces fees for professional services such as lawyers, real estate agents, appraisers and financial institutions in addition to fees and tax revenue to government. They can also precipitate capital expenditures to upgrade the buildings.

The real estate association said many income property owners are reluctant to sell and reinvest because of the capital gains tax and recaptured capital cost allowance. According to the federal government, the capital cost allowance is a non-refundable tax deduction that reduces taxes owed by permitting the cost of business-related assets to be deducted from income over a prescribed number of years.

“I don’t think our government understands (the economic spinoff), otherwise there would be removal of the barriers to investing in real estate,” said Dale Ripplinger, Canadian Real Estate Association president.

“The biggest issue right now is the capital gains tax system, which does not allow an owner of a residential real estate property to sell a specific property and roll over the capital gain into a subsequent purchase,” he said. “So what happens is that as soon as a revenue-producing real estate property is sold, it triggers a capital gain. So consequently a lot of properties don’t come on the market that would otherwise and free capital to invest in larger projects.”

The association has been lobbying the federal government to make tax changes that would allow people to re-invest capital gains into subsequent purchases.

“To unlock the capital that’s currently locked in to revenue-producing properties, but also to help create more rental situations,” said Ripplinger. “We’re seeing in a lot of Canadian markets huge demand for housing and a shortage of decent rental accommodations. Our proposal with the re-investment option for real estate sellers would certainly stimulate more investment in residential rental property.”

According to research by Avison Young in Calgary, the first seven months of this year saw only three sales in the multi-family market locally for a combined dollar volume of $23.6 million and two of the sales were purchases by social housing agencies for subsidized or low-income housing.

For the year in 2008, the commercial real estate firm’s mid-year investment review said there were 13 multi-family property transactions recorded with a combined total selling price of $224 million, while in 2007 there were 57 sales for $493 million.

The ripple effect from a commercial real estate transaction is significant, said Richard Pootmans, business development manager for real estate at Calgary Economic Development.

“It’s sometimes not fully appreciated how the tax revenue, the tax base, appreciates with the contribution that the builders and developers make as well to the asset base of residential units,” he said. “It doesn’t seem to be top of mind, but from an economic development point of view, we’re always very excited to see these developments going forward because they are in fact adding to the strength of our tax base.”

The Altus Group analysis found that for transactions valued at less than $3 million, the average ancillary spending was $124,400 and it was $582,000 for property transactions $3 million and higher.

The estimated annual expenditures generated by the average multiunit residential property transaction in the report’s selected cities were $476,800 in Toronto, $233,472 in Vancouver and $168,011 in Calgary.

Between 2006 and 2008, an average of 476 multi-unit residential properties changed hands annually in Toronto, Calgary and Vancouver. In those three years, those transactions contributed about $412 million in spin-off benefits to those three cities, said the report.

mtoneguzzi@theherald.canwest.com

We sell Passive Income Properties. Passive Income allows people like you to become financially free. Passive income (also called residual income) is money that you make doing little no work at all. The things that do the work for you are called your assets. These assets provide you with a nice monthly income because you created them. This website was created to present to you the different ways to create passive income with Cheap residential Properties in Florida.

Passive income properties are the best way to get paid for the rest of your life for doing work now. Everyone dreams of just doing whatever they want and getting checks in the mail; it’s the new American dream. Short of winning the lottery or your great aunt Mildred leaving you all the money she has been hiding in her mattress, income from passive elements is the best way to achieve this dream.

Passive income is exactly what it sounds like. Any income you aren’t actively working for constitutes income from passive elements. Unlike working forty hours a week to get a paycheck, income from passive elements comes from work you did in the past or investments you have. Retirees live off the passive income created by their pensions and retirement plans. Stocks pay dividends and bonds pay interest and both constitute passive income.

How much of your income that is derived from passive income properties is up to you. You can own as many passive income properties as you need to fit your lifestyle and financial needs. With some planning and smart investing though, you can easily create a small empire of real estate that funds the rest of your life.

Besides the money coming in you have built up equity in these properties. Your tenants are paying your mortgage for you, plus a little extra. As you grow older and you need the money for life changing events like kids going to college, marriages or funding your retirement you can sell the houses and liquidate the equity.

With a little planning passive income properties can set you up for life. The best part is you decide your level of involvement. If you want to hire a management company to handle the ins and outs, you can. If you want to mix it up with the tenants, you can. Either way you are going to be collecting checks every month that will add a nice icing to the cake of your retirement or even fund the whole deal depending on how you play it.

Qualified Investors

As a Qualified  you can Buy Investment Properties with POSITIVE Cash Flow Rentals FULLY RENTED & MANAGED

We are a large group of professionals that we go out there and use our money and knowledge and take a risk to produce for you a finish product that will produce more the 20-30% of positive cash flow with qualify tenants and management in place.

We offer investment properties buyers and investors the opportunity to maximize their investment dollars while minimizing the hassles that are often associated with investing in real estate

Positive Cash Flow Income From DAY #1 Video

“Buy Income Properties with POSITIVE Cash Flow Rentals”

1-888-426-6018 TURN-KEY Income Properties – Positive Cash Flow from DAY #1 – MEL KiM Income Properties. We owned Investment Properties with Cash flow rentals. REO NNN and Bank Owned properties in Florida and beyond. ALL RENTED & MANAGED

Although we will Give you one full year guarantee for the house and its condition, you do not even need to manage the property of deal with the tenant throughout that year because an expert team of property managers will do this job for you totally free of charge for the first year and if you are satisfied with the service then they can extend their services against a very low fee.

The Florida real estate market is now forming a golden opportunity to those who think about cash flow investing. It is suitable for those who want to run a risk free business of renting a property and get a steady income every month but, it is not suitable for everyone because of some points.

Some people do not prefer property running because they have time and some of them will pass on this opportunity because they think that it needs huge funds and others will think that they have to travel long distance in order to buy a property that suits their budget.

Now, buy income properties is offering a real opportunity for those who are still hesitated about their decision. Buy Income is offering houses that are new or already renovated this means that there are no initial hidden costs at all. You will get a house that is ready to be rented with no heating or gas supplies to be fixed or broken windows that need to be replaced.

Moreover, you will get the property already rented and this is the dream of every investor because this means that your investment properties will start generating money from the very first day you buy them. In other words, you will get the house and you do not have to waste time to fix it and you do not have to spend a lot of time o rent it but, you will get it up and running from day one.

Income properties is a very lucrative business but if you are afraid to enter it because you do not have time to manage your building then you can depend on Buy income properties to manage your cash flow properties.

Also some people think that a rented house will cost them a lot of money but Buy Income properties is offering properties with great prices and most of them can generate a profit that covers what you paid in less than 5 years. This means that after five years you will get all what you have paid and since that date you will start getting pure profit.

It is a very good investment for those planning to retire after a while or those who want to secure a second line of income.

The best of all is that Buy income properties is offering one year warranty cover for most of the properties they sell and they will also offer a one year management free for these cash flowing properties too.

Do not waste your time with other agencies and offers and head directly to the real experts who can help you to generate profit from cash flow properties.

Mel Kim Income Properties is one of the best Florida real state agencies because they had been working in the field of cash flow properties for the last 35 years and they really know how to provide the best opportunities for their investors.

All their properties are new or completely renovated to the minor details, this means that you will not pay a penny to fix or replace anything. This is a great addition because most of the properties in the cash flow investing market need some renovation before you can make profit renting it.

Another point that holds a lot from entering the cash flow properties market is that they think how they can get a qualified Tenant to rent the house so they can start generating profit. Mel Kim Income Properties will offer you the house already rented by a qualified Tenant so you will not do any kind of marketing or placing ads in anywhere and they will also guarantee you a one year renting for most of the properties they are selling.

If you are willing to invest in Florida real estate market then Buy Income is your best choice because you will generate profit since the first day you own the property. And with the amount of money they rent the house for, you will be able to get all what you paid within 5 or 6 years maximum for most of the properties they have in their inventory.

Mel Kim Income Properties will also cover the house warranty for the first year, this guarantee that you will not own the home and the very first day you will hear from the tenant that the floor is cracking or the water pipes are leaking.

Cash flow properties is all about making profit so, when you get a house that is completely new or completely renovated and generating profit from day one then you have got yourself a real deal. And if you do not have the time to run the property and deal with everything, Mel Kim Income Properties can manage all your cash flowing properties with a team of experts who knows how to deal with tenants and maintenance contractors as well.

It is a whole package that has nothing missing. Do not spend much time thinking about whether it works for you or not. Mel Kim Income Properties made it work for everyone as they will get you the property which is already rented and the tenant is guaranteed to pay for a full year. Cash flow investing could not be better than this

Real Estate: Real Money And Real Problems
ALTERNATIVE INVESTING, REAL ESTATE, REITS, ETFS, INVESTING, MORTGAGES, HOUSING
CNBC.com | 31 Aug 2009

But the market was strong, and soon it seemed they could sell the house for $899,000, so they decided on more improvements.

“By the time we got to market, people were going crazy,” he says. “Some said we could get $1.2 million.”

In the summer of 2006, the house sold for $920,000—more than they initially expected, but at little or no profit.

“If we had stuck to the original plan, the thing would have sold in a week and we would have ended up in the same or a better financial position,” Isaksen says. “After we backed out the carrying costs, it was within dollars of where we originally planned to be.”

The lesson, he says: “Plan your work and work your plan.”

Real estate is a common means of diversifying a portfolio and hedging against inflation.

“As inflation occurs the value of your property will go up,” says Todd Huettner, president of Huettner Capital, a Denver-based real estate financing brokerage. “Then there’s the financing. You’re borrowing dollars when they’re cheap today and paying them back when they’re worth less.”

But depending on how you get into real estate, it can be a time consuming, complex and (as the recent bust proves) risky proposition.

There are many ways to invest—in properties or funds; in commercial, residential or industrial; in single-family homes or condos. Each strategy has advantages and disadvantages, but experts say there are a few principles that hold true across the board.

First, do your homework. “Don’t feel obligated to do the deal if you don’t have all the information you need,” advises Gregor Watson, managing partner at McKinley Capital Partners, a $30-million dollar real estate fund in Florida. “Just because it’s free doesn’t mean it’s a good deal.”

That means examining market dynamics for the segment you’re considering, knowing how financing works, understanding all the aspects of the deal. “If it’s outside your area of expertise, hire professionals,” Watson says.

Be skeptical of deals that seem too good to be true.

“Be careful of the real estate agents—they’re out to make a sale,” says Marty Sumichrast, an entrepreneur, venture capitalist and real estate investor.

And finally, expect things to go wrong. “What if you had a vacancy and needed a new roof and a water heater, all in 30 days?” Huettner asks. “If you see all the things that could go wrong, you’ll usually end up being okay.”

With those principles in mind, you need to figure out how you want to invest. That choice will depend on your personal and financial goals and predilections.

REITS And ETFS

George Van Dyke, an independent financial consultant in Towson, Maryland, advises his clients to use real estate investment trusts, EITS, and exchange-traded funds, ETFs, to diversify into real estate. The vehicles are fast and easy ways to get into different properties, geographical areas and real estate classes.

“With publicly traded securities you can remain liquid,” he says. “If you can’t tolerate the risk, you’re not forced to go and sell a physical piece of real estate, which could take months.”

It’s also relatively simple to limit risk by using a trailing stop loss order, which automatically sells an asset if it drops below a certain predetermined price.

“If the real estate investments we utilize go up for an extended period of time, it is possible to lock in years of gains,” Van Dyke says.

With REITs and ETFs, you don’t have any of the hassles or liabilities that come with being a landlord or a property owner. But some investors are looking to be more hands-on. And, Van Dyke notes, you may be missing out on some money.

“The returns that you would get on a physical piece of real estate would exceed what you would get on a publicly traded security,” he says.

Residential: Single Family

For many, the next step up is investing directly in a property.

“Residential is the easiest and lowest risk,” Huettner says. “You don’t have to have a few million bucks to get involved, and you can get a 20-year fixed-rate loan at a really low rate, putting down 20 or 25 percent.”

The simplest approach is to buy a house or apartment unit to rent, especially since most of us are familiar with home ownership.

“If you’re starting in single family, buy in the neighborhood you’re working in,” Isaksen suggests. “You’ll know about the area. You’ll be able to get there easily.”

When looking for properties, consider how the home fits into the neighborhood and the current housing market. If a property is dirt cheap, ask yourself why.

“Is it because it’s a three-story townhome in suburbia?” Watson says. “Don’t just look at price. Make sure the product matches the market.”

Isaksen advises making sure you’re in the middle tier of the neighborhood in terms of size and price.

“You don’t want to be the highest end home on the block,” he says. “You don’t want to have to lead the market.”

Keep in mind that single-family homes require hands-on management, and so are difficult to run from afar. Also, make sure you’re okay with being a landlord.

“Some people aren’t cut out for it,” Huettner says. “They don’t feel comfortable telling someone they’re behind on their rent.”

Another potential downside: cash flow is all or nothing. If you lose your tenant, it drops to zero.

Residential: Multifamily

On the other hand, if you have 20 tenants and one moves out, you still have 19 others paying the rent, Isaksen says.

Other pluses of investing in this category: your rentals are all in one location, so there is one lawn to mow and one roof to repair; if the property is large enough—over 80 or so units—you can hire a professional manager.

“Then you’re not in the landlording business—you’re in the property ownership business,” Isaksen says. “You’re not getting called at two in the morning to fix that toilet.”

On the downside multifamily properties are often more expensive than single family homes, and the financing is different.

For one, loans are based on debt service ratios—an assessment of the cash flow rather than an appraisal of the resale value. There are more financing options for loans over $1 million, Huettner says.

Local bank loans will typically be portfolio loans, and be 10- to 15-year fixed rate loans, which means high payments, or 20-year loans with balloon payments.

Commercial

“A lot of the residential investments on the market are foreclosures,” says Tim Grizzle, author of Creating Wealth in a Turbulent Economy, a CPA and a commercial real estate broker, registered investment advisor. “I just don’t want that karma.”

Another reason he invests in moderate-sized commercial properties is that the rents are generally higher than with residential properties.

Lending for commercial properties is based on the income the properties produce.

“Generally the income the property produces needs to be 1 1/4 times the debt service,” Grizzle says. Financing can be difficult to obtain these days, but private investor groups are a common option. “Basically you call everybody you know and ask if they know anyone who has money to invest.”

When seeking out potential properties, research local market dynamics—the commercial real estate saw is, “Retail follows rooftops.”

Shari B. Olefson, author of “Foreclosure Nation” and an attorney with Florida-based law firm Fowler White Boggs, suggests strip shopping centers as an investment.

Though retailers are not doing well currently, grocery stores, discount stories and drugstores are.

“Look for a local strip venture that you’re familiar with and has local businesses that people use and need,” she says. Also be aware that they need to be renovated every five to ten years.

But no matter what you’re considering, don’t be afraid to walk—for any reason.

“The best investment decisions are usually the properties that you turn away,” Huettner says. “There will always be other great deal.”

© 2009 CNBC.com http://www.cnbc.com/id/32329465/

If you wish to take a step into property investing then let me assure you that We Have done most of the hard work for you already. 

We are a large group of professionals that we go out there and use our money and knowledge and take a risk to produce for you a finish product that will produce more the 20-30% of positive cash flow with qualify tenants and management in place.

We offer investment properties buyers and investors the opportunity to maximize their investment dollars while minimizing the hassles that are often associated with investing in real estate.

We do this by specializing in selling “Turn-Key” Investment Properties.

Our Properties come fully rehabbed and rented to qualified Tenants. Our team of proven service professionals are with you every step of the way after the sale to ensure your investment is a successful one.

 

Please Click HERE for our Contact Page >>>>

 

Or

melkimrealty@gmail.com

If you wish to take a step into property investing then let me assure you that We Have done most of the hard work for you already. 

We are a large group of professionals that we go out there and use our money and knowledge and take a risk to produce for you a finish product that will produce more the 20-30% of positive cash flow with qualify tenants and management in place.

We offer investment properties buyers and investors the opportunity to maximize their investment dollars while minimizing the hassles that are often associated with investing in real estate.

We do this by specializing in selling “Turn-Key” Investment Properties.

Our Properties come fully rehabbed and rented to qualified Tenants. Our team of proven service professionals are with you every step of the way after the sale to ensure your investment is a successful one.

 

Please Click HERE for our Contact Page >>>>

 

Or

melkimrealty@gmail.com

There is no better time than now to invest in Real Estate. Current market conditions have created better opportunities for investors to obtain positive Positive Cash Flow and long term capital appreciation. Volatility in the stock market makes investing on Wall St riskier than ever before. Even traditionally safer, lower risk investment vehicles such as CDs and Treasury Notes can be perilous in today’s market. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence.

However, it is not easy…..

Mel Kim Real Estate offers real estate investors the opportunity to maximize their investment dollar while minimizing the hassles that are often associated with investing in real estate.

We sell READY, RENTED and MANAGED “Turn-Key” Investment Properties. These properties come NEW or fully rehabilitated and rented to dependable and deserving and high quality Tenants.

Positive Cash Flow and Equity’s team of proven service professionals are with you every step of the way after the sale to ensure your investment is a successful one and we will not leave you stranded to fend for yourself for at least 1 full year.

Mel Kim Realty sells high quality, turn-key, Positive Cash Flowing properties with excellent built-in equity. Mel Kim Investment Properties provides services that allow investors to purchase a property with high Positive Cash Flow and equity, maximizing their portfolio and minimizing the normal headaches that accompany being a landlord.

In today’s slow down economic climate, speculative real estate investing can lead to financial disaster.

We do not sell appreciation or speculation. These investment properties are designed to provide long term income as high Positive Cash Flowing investments. You will not see the value of these properties skyrocket in the next several years but, you will not see dramatic value drops either. The boom/bust bubble market is almost at his bottom in South and Central Florida including Tampa Florida, Miami, Orlando, St Petersburg, Fort Lauderdale and beyond. This allows for very low risk investment opportunities due to limited market fluctuation

Looking to Invest with NO MONEY ?! –>>

Real Estate Investing with No Money Down Residential Homes

Starting with nothing, within just a few months, you too CAN do exactly what We’ve done over and over again. We’ve put together all of the steps, my knowledge, experience and training into an easy-to-follow, STEP-BY-STEP SYSTEM that will show you exactly how to create true financial freedom in the quickest period of time providing you with monthly residual income cash flow. Real Estate Investing to passive income for life can only be achieved with residual income properties.
 
 We’ve been asked to teach others how to do what We’ve done and for a very limited time, We’ve decided to teach people How to Create Passive Income For Life with No Money Down Apartment Buildings.

About The Opportunity

Positive Cash Flow Returns Through Property Investment

Today’s State of Florida is an unbelievable Buyer’s market, particularly for Florida Real Estate. Even here in the the Sunny state, where the market has its most down cycles, which provide important opportunities for those who are prepared to take advantage of them. Right now, it is a bona-fide Buyer’s market. For the first time in years, we are able to provide our investor friends with Fully Renovated, Rented, Cash Flowing single-family and multi-family residences at below market prices, a completely turn-key investment. Mel Kim Investment Real Estate’ investor-friendly program allows you to build a strong portfolio of properties that can provide you with the following:

Check Out our Income Properties HERE <<

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· Immediate positive cash flow through the “Mel Kim Investment Real Estate” program, meaning you will have a positive cash flow in your very first month of ownership.

· Diversification from your other financial investments.

· Built-in Instant Equity in each property {20-35%}, which can be realized, along with future appreciation, when the properties are eventually sold.

· Newly remodeled properties that are in excellent rental condition.

· Tenants that have been screened and have paid rent and security deposit, which will be assigned to you at closing.

· Guaranteed tenant rents for the first 3 full months. Plus 1 year Home Warranty. Plus a ‘clean’ bill of health from a licensed Home Inspector. And more…

 

Check Out our Income Properties HERE <<

This program is not about speculating on real estate in the remote areas of the South and central Florida including Miami, Ft Lauderdale, Orlando, Tampa Florida.

We understand that your time is extremely valuable, and that you may not have a ready network of experts to help with identifying and negotiating deals, financing, title work, making repairs/improvements, securing tenants, and handling tenant communication/administration.

We also understand that if you can utilize your financial status and credit score to buy and control your properties, rather than spending lots of your cash to do so, it is preferable and allows you to build a larger portfolio. The principals of Mel Kim Investment Properties — MEL, Kim and Joseph Silberman — possess the experience, know-how, and network necessary to deliver these Cash Flow Properties to you. They have bought/sold over $100 Million of Western NY and Florida real estate, they currently own over $10 Million of residential properties, and they control over $10 Million of Commercial and Residential Development projects under sister companies (see Mel Kim Investment Properties website for summary).

 Credit Score 700 and UP is all you Need | NO MONEY DOWN { optional }

Sign Up Right Now to get a FREE “Mel Kim Investment Real Estate Qualified Properties” INSTANTLY!

In this package you will discover how you can build from positive Real Estate Investment roughly $448,000 to $1,400,000 in instant equity and keep tens of thousands of dollars in your pocket.

You will find an Florida Market Report and learn why Florida is one of the best cities in the nation to buy real estate RIGHT NOW. We will also give you a step by step breakdown of a sample transaction in detail! We are confident that after you read this package you will fully understand our program and the difference between a traditional real estate investment and the Mel Kim Investment Real Estate Investor model.

The Bad News is — we have limited inventory and we are only signing up a handful of investors, so make sure you are one of them…

---

Our Other Ads and Opportunities in Details

Our properties gives you the power to be financially comfortable with or without money down out of your pocket.

This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800  

Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 20% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to melkimrealty@gmail.com  address with your name, phone number and your credit score

akron/canton, appleton, daytona, fl, delaware, dubuque, eastern, fort myers, ft lauderdale, halifax, hickory, jacksonville, keys, killeen, laredo, lexington, lincoln, lynchburg, mankato, miami, monroe, montana, new hampshire, orlando, quebec city, rochester, rochester, san marcos, st. augustine, tallahassee, tampa, toledo, treasure coast, wausau, west palm beach, winston salem

We are offering an incredible opportunity to invest in Florida Including Miami, Fort Lauderdale, Tampa, St Pete, and Orlando real estate, almost guaranteeing high occupancy rates. There are a few units left in sevral areas and a fairly priced at  $55-$100K higher.

Check Out our Income Properties HERE <<

 

• Passive investment opportunity
• Property management in place
• Positive cash flow of $200-500 a month
• Special financing with our preferred lender as one of borrower programs not offered through any retail or on the street channel allowing only 10% to 20% down as a second home loan, One discount point towards permanent buy down, no PMI, and all closing costs paid!! Unbelievable and available for a limited time only!!
• Developer is offering special incentive for using existing management company.
• Special Lloyd’s of London Insurance coverage for any natural disaster.
• FREE Self-Directed IRA offered by Guidant Financial Group with purchase in this project

 By Mel Kim, Founder of Mel Kim Realty Investments 

 This is the perfect choice for passive real estate investors. Our program gives you the power to be “the bank”. This translates into 5 to 6 figure profits for each transaction with profit of 21.5 to 24.3% (see sample projection).

 The homes selected for this program are in good to excellent condition, in nice neighborhoods and do not require rehab.

 Most transactions are in the $75,000 to $500,000 range. 

 

 

 Buyers that are not yet credit ready to be approved for standard home purchase loans or just want to avoid the “red tape” associated with the regular mortgage process, can have a “Credit Partner” (credit investor) purchase the property for them. 

 

 The investor loan to the Credit Partner for that purchase can be full doc or stated. Minimum credit scores are presently 680. The Credit Partners need some verifiable liquid or semi-liquid assets for “reserves”  (bank deposits, stocks, bonds, mutual funds, retirement accounts, cash value of insurance or other). These funds only need to be verifiable and are not actually used. 

 Each property is resold by the Credit Partner using a Lease Purchase Agreement (or alternative), with a typically 3 year term. Closing costs are paid by the Buyers or a participating third party independent real estate investor (not the Credit Partner). Since you are not paying any closing costs, your cash-on-cash rate of return on investment skyrockets.

The buyer pays the mortgage payments for the Credit Partner’s investor loan (principal, interest, insurance, taxes and all other costs).

The Credit Partners receive an estimated 3.5% as an annual compensation/profit for the use of their credit plus an instant 11% cash/equity position (profit) at closing.

 “Credit Partners” if classified by mortgage companies as  “seasoned investors” can often participate in up to 10 or more transactions per year. 

 Closing costs are usually paid by a 3% seller contribution. Any amount exceeding the 3% is being immediately and fully reimbursed after closing.

 This provides a rare opportunity to invest into real estate. Magix Professional Network Members and other registered real estate investors will have both sellers and buyers ready for the transaction and arrange for the financing and Lease Purchase transaction. An experienced third party mortgage payment processing company functions as a collection and bill paying service for the applicant/buyer and Credit Partner.Your benefits as a Credit Partner… 

  

   • Huge 5 to 6 figure profits for each transaction

• Investment fully secured by property

• Applicant/end-buyer pays 10% cash down from their own funds

• Credit Partner receives all stated amounts net of all costs and fees

• Third Party payment processing for your protection

• Tax benefits (all or shared) 

• No management costs 

• 100% of all the Maintenance and Repair costs are paid by the end-buyer/lessee 

 

Depending on the Credit Partner’s particular credit an investor loan may be obtained for 80% or 90% of the purchase price.

 Credit Partners qualifying for 90% financing will realize a zero cash investment (since the Buyer contributes a 10% cash down payment) receiving a minimum of 11% in cash immediately after closing. The obvious benefit here is the immediate upfront cash profit.

 With a qualification for 80%, the Credit Partners need to pay 10% cash down (which will be combined with 10% from the end-buyer for a total 20% down payment). With the upfront compensation the Credit Partners realize a net zero cost investment (since the 10% down payment is fully recovered by payments to the Credit Partners after closing), receive a minimum of 1% cash at closing plus receive an immediate 10% equity position in the property. The benefit is an almost 13% higher profit over three years compared to the 90% financing.

 The following sample projections are based on a $300,000 property value.

1.

A typical transaction with 90% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700

Annual additional compensation 3.5% (of 90%) = $ 9,450 with $787.50 monthly payments. Over 3 years that amounts to $28,350 (10.5%)

 Total = $58,050 = 193.5% based on 10% Credit Partner down payment over three years (21.5% based on 90% – 80% financing plus 10% down)

 2.

A typical transaction with 80% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700 (1% compensation is cash, 10% is the equity interest which will be cashed out after 3 years)

 Annual additional compensation 3.5% (of 80%) = $ 8,400 with $700 monthly payments. Over 3 years that amounts to = $25,200 (10.5%)

Interest on 10% Credit Partner down payment (estimated at 12% per year) equals 1.2% of the transaction = $3,600 with $300 monthly payments, over 3 years 3.6% = $10,800

 Total = $65,700 = 219% based on 10% Credit Partner down payment over three years (24.3% based on 80% financing plus 10% down)

Looking for Investment Opportunities? We have Income Properties …

Excellent Positive Cash Flow Income Property in Florida, Connecticut, New York and beyond

We offer Positive Property Management:

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

 

 

 Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal.  

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on

Our properties gives you the power to be financially comfortable with or without money down out of your pocket.

Check Out our Income Properties HERE <<

This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800  

Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

---

We offer Real Estate investors the opportunity to maximize their investment dollar while minimizing the hassles that are often associated with investing in real estate in Florida and New York. We do this by specializing in selling “Turn-Key” Investment Properties. These properties come fully rehabbed and rented to quality Tenants. Our team of proven service professionals are with you every step of the way after the sale to ensure your investment is a successful one. We sell high quality, turn-key, cash flowing properties with built-in equity. Our service allows the savvy investor to purchase a property with high cash flow and equity, maximizing their portfolio and minimizing the normal headaches that accompany being a landlord.

In today’s harsh economic climate, speculative real estate investing can lead to financial disaster. We do not sell appreciation or speculation. These investment properties are designed to provide long term income as high cash flowing investments. You will not see the value of these properties skyrocket in the next several years but, you will not see dramatic value drops either. The boom/bust bubble market is not in play in Florida and New York. This allows for very low risk investment opportunities.
There is no better time than now to invest in Real Estate. The incredibly low prices due to the foreclosure boom now allows investors to purchase property for less then before. This creates better cash flow and long term capital appreciation. Volatility in the stock market makes investing on Wall St trickier and riskier than ever before. Even traditionally safer, lower risk investment vehicles such as CDs and Treasury Notes can be perilous in today’s market. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence. However, it is not easy…..

We specialize in Dealing with Out of Area Investors…….

It is difficult, if not impossible, for an out of area investor to locate, rehab, rent and manage property effectively. Just finding a property in a good neighborhood is tricky enough if you are unfamiliar with the area. Couple this with finding an honest contractor, coordinating the rehab work , finding a reliable and honest property manager and dealing with other service professionals and you can see how daunting a task this truly is. You could purchase a property unknowingly in a bad neighborhood, spend tens of thousands on repairs, shuttle bad tenants in and out and learn a very hard (and expensive) lesson.

Our entire business is based on keeping our clients out of these types of situations. Our Properties are all in the better neighborhoods of the City. We urge you to check out the Our Rehab Process page for more on our philosophy regarding the repair work we do. The Our Investment Pros page will introduce you to our proven Property Management Teams as well as our other service professionals.

Another service we provide for our customers is our Preferred Lender Program.

We do as much of the legwork for you as possible by working with many different lenders and staying on top of the ever-changing mortgage programs and underwriting guidelines in today’s market. We promise to find you the best interest rates, and the lowest loan costs that are available today. Interest rates are at a 40-Year low. Take advantage of these great rates now!!

In addition, our customer service before, during and, especially after the sale is unparallel in the industry. Our goal is to build a long term relationship with each of our clients. We realize that our success is contingent on your success in investing through us.

We urge you to see why we are Florida and New York’s leader in Investment Property Sales. With over 770 properties sold and a nearly 80% return buyer rate, come see how we can assist you in your journey to building wealth through investing in real estate.

Please give us a call, send us an email or use one of the special forms on our website to request any additional information. Have a great day and thanks for visiting!!

Search Florida Real Estate Investment Properties For Sale in Miami, Jacksonville, Sarasota, West Palm Beach, Boca Raton, Hollywood, Fort Lauderdale, Saint Petersburg, Miami Beach, Fort Myers, Homestead, Spring Hill, Boynton Beach, Delray Beach, Saint Augustine, Naples, Lake Worth, Cape Coral, Pompano Beach, Port Saint Lucie, Hialeah, North Miami Beach, Brooksville, Bradenton, Pensacola, Ocala, Marco Island, Stuart, Clearwater, Palm Beach Gardens, Hallandale, Ponte Vedra Beach, Lehigh Acres, Jupiter, Saint Johns, Orange Park, Palm City, Longboat Key, Fort Pierce, North Fort Myers, Jacksonville Beach, Punta Gorda, Seminole, Palm Harbor, Venice, Aventura, Middleburg, Largo, Sunny Isles Beach, Tampa, Tarpon Springs, Fort Myers Beach, Fleming Island, Coral Gables, Bonita Springs, New Port Richey, Sanibel, Opa Locka, Miramar, and Key Biscayne Florida

Check Out our Income Properties HERE <<

 Looking for Investment Opportunities? We have Income Properties …

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

 

  Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

 

If you’re looking for excellent investment properties to add to your investment-portfolio this year, look-no-further than the beautiful Florida properties I’m presenting on this site!Hi my name is Mel Kim – and I specialize in helping regular people (just like you) to build wealth and prepare for retirement by investing in real estate…  

As a real estate investor myself, I know how important it is to you to make investment decisions that will increase your net worth (without “breaking the bank” or taking too much time to manage) and that’s why I’ve chosen Florida as one of my top-picks for investing!

I’ve taken a great deal of time and effort to study, compare, and appraise these properties for their wealth-building potential – so that you don’t have to.

 

Positive Cash Flow

Many investors are looking for investment properties that produce positive cash flow. The Florida Investment Properties on this website are very affordably priced – and depending on the type of financing you choose – they can easily produce positive cash flow for you (if that is what you want). But there’s something even more impressive than the potential for monthly positive cash flow – and that is…

Appreciation

Certain areas of Florida are know to be among the highest appreciating markets in the nation! This is due to a number of factors – all of which I take into careful consideration for each of the properties I’m presenting to you on this site. Experience-investors know the value (and long-term cash flow benefits) of owning properties that are in highly-appreciating markets – and that’s exactly what I’m committed to bringing to you here.

…Another important factor for real estate investors – is being able to keep your properties rented out – and Florida is great for this because of it’s history of…

High Occupancy Rates

On average, there are nearly 600 people moving to Florida every day (that’s more that 2 and a half times the amount of any other state in the nation)! Many of these people are baby-boomers entering into the first phase of retirement (of which there will be about 18 more years of) and they ALL need places to live.

Now consider all of the jobs that exist for the entertainment and technological markets. This jobs provide many, many employees who make great and stable renter for your properties.

Hands-Off Management

Another one of the things I look for in Mel Kim Florida investment properties is onsite management. This means that your investment is cared for by an association that is always around – supporting you by maintaining your investment and keeping it consistently rented out. My Florida income properties are managed this way – and I love it because all I have to do is collect the rent, pay the mortgage, and watch my net-worth increase!

Tax Benefits

We can’t really talk about real estate investing without mentioning one of the most favorable aspects – the tax benefits!

Beware Of “Shady Agents”!

Some agents, companies, and brokers will try and “steal your sunshine” by telling you “how nice” the properties they represent are – and “what a great buy they are” – without even seeing or actually inspecting them in person! People like this don’t care about your success (or failure for that matter) – so don’t let them fool you into making poor investing decisions…

 

I’m committed to your success and to bringing you only the finest investment properties on the market today! That’s why I drove over 1000 miles across the sunny-state of Florida to personally inspect every property featured on this site.

You have my word that all of the properties presented on this site are only those that I would invest in myself!

Let Me Do The Hard Part For You!

With all of the factors to consider when buying investment property – you don’t need to let yourself be bogged down or discouraged by the endless supply of literature, websites, brochures, and otherwise useless-information on the market these days. I know what to look for in finding high-quality developments (it’s something I’m very passionate about)

You can easily download this information in a convenient .pdf file that will answer all your questions about these developments (as well as a bunch that you probably haven’t even thought of yet)…

Use this FREE-information to make wise investment decisions – and get on with the process of Building Your Wealth - instead of being stuck in “analysis paralysis”!

Friends: Exotic Car Rental New York - Exotic Car Rental Miami - New York Movers - Fabric Store NYC - Dream Rent a Car - Passenger Van Rental

Looking for Investment Opportunities? We have Income Properties …

Excellent Positive Cash Flow Income Property in Florida, Connecticut, New York and beyond

We offer Positive Property Management:

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

 

 

 Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal.  

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on

 

Our properties gives you the power to be financially comfortable with NO money out
of your pocket.

 

 

This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods
and have a qualify tenants with a lease in place. and with a management team to
take care of the home on your behalf.

Section 8 Tenant on a New One Year Lease @
$1350 a Month- Massive Cash Flow on this One!! Appraised value $165,000 Price and
loan amount $105,000 (instant equity $60,000) Cash in your pocket at closing $5250
Money out of your pocket $0.00

Stories: 1.5 Beds: 5 Baths: 2 Sq. Ft.: 1,800 
Your benefits as a Credit investor…

* No money out of your pocket. NEVER (not for
down payment and not for closing cost)

* instant equity of 25% to 45%
($25000 to $80,000) * instant cash at closing for you to spend freely ($5,000 to
$30,000)

* Huge 5 to 6 figure profits for each transaction

* Positive income every month * All tax benefits

* 100% of all the Maintenance, Tax, Management and Mortgage
payment are cover from the rent.

* 100% of all Net Operating Income * 100% of the
future appreciation * 100% of Principal Paydown

* Investment fully secured by property
* Great management team to deal with tenants and maintenance

* One Year Home Warranty.
* One Year management FREE.

The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+. For more information please
e-mail to above address with your name, phone number and your credit score.

Real Estate Investment, Secrets to Investing in Real Estate

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

  Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

 

 

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal. 

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on

 

 REGISTER HERE NOW!

 How it works

 By Mel Kim, Founder of Mel Kim Realty Investments 

 This is the perfect choice for passive real estate investors. Our program gives you the power to be “the bank”. This translates into 5 to 6 figure profits for each transaction with profit of 21.5 to 24.3% (see sample projection).

 The homes selected for this program are in good to excellent condition, in nice neighborhoods and do not require rehab.

 Most transactions are in the $75,000 to $500,000 range. 

 REGISTER HERE NOW!

 How it works…

 Buyers that are not yet credit ready to be approved for standard home purchase loans or just want to avoid the “red tape” associated with the regular mortgage process, can have a “Credit Partner” (credit investor) purchase the property for them. 

 The investor loan to the Credit Partner for that purchase can be full doc or stated. Minimum credit scores are presently 680. The Credit Partners need some verifiable liquid or semi-liquid assets for “reserves”  (bank deposits, stocks, bonds, mutual funds, retirement accounts, cash value of insurance or other). These funds only need to be verifiable and are not actually used. 

 Each property is resold by the Credit Partner using a Lease Purchase Agreement (or alternative), with a typically 3 year term. Closing costs are paid by the Buyers or a participating third party independent real estate investor (not the Credit Partner). Since you are not paying any closing costs, your cash-on-cash rate of return on investment skyrockets.

The buyer pays the mortgage payments for the Credit Partner’s investor loan (principal, interest, insurance, taxes and all other costs).

The Credit Partners receive an estimated 3.5% as an annual compensation/profit for the use of their credit plus an instant 11% cash/equity position (profit) at closing.

 “Credit Partners” if classified by mortgage companies as  “seasoned investors” can often participate in up to 10 or more transactions per year. 

 Closing costs are usually paid by a 3% seller contribution. Any amount exceeding the 3% is being immediately and fully reimbursed after closing.

 This provides a rare opportunity to invest into real estate. Magix Professional Network Members and other registered real estate investors will have both sellers and buyers ready for the transaction and arrange for the financing and Lease Purchase transaction. An experienced third party mortgage payment processing company functions as a collection and bill paying service for the applicant/buyer and Credit Partner.Your benefits as a Credit Partner… 

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   • Huge 5 to 6 figure profits for each transaction

• Investment fully secured by property

• Applicant/end-buyer pays 10% cash down from their own funds

• Credit Partner receives all stated amounts net of all costs and fees

• Third Party payment processing for your protection

• Tax benefits (all or shared) 

• No management costs 

• 100% of all the Maintenance and Repair costs are paid by the end-buyer/lessee 

 

Depending on the Credit Partner’s particular credit an investor loan may be obtained for 80% or 90% of the purchase price.

 Credit Partners qualifying for 90% financing will realize a zero cash investment (since the Buyer contributes a 10% cash down payment) receiving a minimum of 11% in cash immediately after closing. The obvious benefit here is the immediate upfront cash profit.

 With a qualification for 80%, the Credit Partners need to pay 10% cash down (which will be combined with 10% from the end-buyer for a total 20% down payment). With the upfront compensation the Credit Partners realize a net zero cost investment (since the 10% down payment is fully recovered by payments to the Credit Partners after closing), receive a minimum of 1% cash at closing plus receive an immediate 10% equity position in the property. The benefit is an almost 13% higher profit over three years compared to the 90% financing.

 The following sample projections are based on a $300,000 property value.

1.

A typical transaction with 90% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700

Annual additional compensation 3.5% (of 90%) = $ 9,450 with $787.50 monthly payments. Over 3 years that amounts to $28,350 (10.5%)

 Total = $58,050 = 193.5% based on 10% Credit Partner down payment over three years (21.5% based on 90% – 80% financing plus 10% down)

 2.

A typical transaction with 80% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700 (1% compensation is cash, 10% is the equity interest which will be cashed out after 3 years)

 Annual additional compensation 3.5% (of 80%) = $ 8,400 with $700 monthly payments. Over 3 years that amounts to = $25,200 (10.5%)

Interest on 10% Credit Partner down payment (estimated at 12% per year) equals 1.2% of the transaction = $3,600 with $300 monthly payments, over 3 years 3.6% = $10,800

 Total = $65,700 = 219% based on 10% Credit Partner down payment over three years (24.3% based on 80% financing plus 10% down)

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

 

 

 Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

 

 

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal. 

 

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on